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For Insurance Professionals

Florida's Insurance Inspection Partner
for Agents & Underwriters

insurance company approved report forms, 48-hour turnaround, and statewide coverage. One trusted vendor for every Florida property inspection your clients need.

10,000+
Reports Completed
48 hrs
Report Turnaround
67
Florida Counties
100%
Carrier Acceptance Rate

Built for Insurance Professionals

Our reports are designed to meet carrier requirements, support underwriting decisions, and keep your clients' policies on track.

insurance company approved Report Forms

All wind mitigation reports use the OIR-B1-1802 form as required by Florida law. All 4-point reports use the AIAI-approved form accepted by all major carriers. No re-submissions, no delays.

48-Hour Report Delivery

Inspection reports are delivered within 48 hours of the inspection -- keeping your underwriting pipeline moving and your clients happy.

Accepted by All Major Carriers

Our reports are formatted to meet common insurance underwriting requirements and are accepted by all major Florida insurance carriers. No re-submissions, no delays.

Rush Scheduling Available

Need an inspection before a policy renewal deadline? We offer rush scheduling for urgent underwriting needs. Call us directly.

Detailed, Defensible Reports

Our reports include photos, measurements, and clear documentation of all findings. Designed to support your underwriting decisions with confidence.

Statewide Coverage

One vendor for all of Florida. From the Panhandle to the Keys, we cover every county -- simplifying your vendor management.

Inspection Types & Report Forms

Every inspection type your clients may need, with the exact forms required by Florida carriers.

Wind Mitigation Inspection

Form UsedOIR-B1-1802
PurposeDocuments roof shape, roof-to-wall connections, decking attachment, and opening protection to determine hurricane discount eligibility.
Accepted ByAll major Florida carriers
TurnaroundWithin 48 hours

4-Point Inspection

Form UsedAIAI / insurance company approved
PurposeAssesses the condition and age of the four major systems: roof, electrical, plumbing, and HVAC. Required for homes 25+ years old.
Accepted ByAll major Florida carriers
TurnaroundWithin 48 hours

Roof Certification

Form UsedCarrier-specific inspection report
PurposeCertifies the remaining useful life of the roof. Required by many carriers when roof age is near or at the maximum threshold.
Accepted ByAll major Florida carriers
TurnaroundWithin 48 hours

Mold Inspection

Form UsedDetailed written report with lab results
PurposeIdentifies visible mold growth, moisture intrusion, and air quality issues. Includes air sampling and lab analysis.
Accepted BySupports underwriting decisions and claims investigations
TurnaroundReport within 3-5 business days (lab dependent)
Florida Carrier Specialists

Insurance Carrier Inspections

Florida insurance carriers have specific inspection requirements. Our inspectors are trained on current carrier guidelines, including roof age requirements, 4-point form requirements, and wind mitigation documentation.

  • OIR-B1-1802 wind mitigation forms
  • AIAI-approved 4-point inspection forms
  • Roof certification reports for carrier requirements
  • Knowledge of current carrier underwriting guidelines
  • Reports formatted to meet common submission requirements
Read our Florida Insurance Inspection Guide

Florida Insurance Inspection Quick Reference

4-Point RequiredHomes 25+ years old
Roof Age Limit15 years for most roof types
Wind Mit FormOIR-B1-1802 (current version)
4-Point FormAIAI or insurance company approved
Re-inspectionRequired if roof replaced
Report Validity5 years for wind mitigation

Frequently Asked Questions

Which report forms do you use?

For wind mitigation inspections, we use the OIR-B1-1802 form as required by Florida law. For 4-point inspections, we use the AIAI-approved form accepted by all major Florida carriers. For roof certifications, we use carrier-specific forms. All reports are formatted to meet common insurance underwriting requirements.

How do I order an inspection for my client?

You can call us at (305) 429-0373, email [email protected], or use our online contact form. We recommend setting up a free agent account for high-volume ordering -- it allows you to submit requests online, track status, and download reports anytime.

What if the carrier requests additional information after the inspection?

We stand behind every report. If a carrier requests additional photos, clarification, or supplemental documentation, we provide it at no additional charge. Our inspectors are thorough and our reports are well-documented specifically to minimize carrier follow-up requests.

Can you accommodate rush inspections for policy renewal deadlines?

Yes. We offer rush scheduling for urgent underwriting needs. Call us directly at (305) 429-0373 and explain the deadline -- we will do everything we can to accommodate same-week or next-day scheduling. Rush fees may apply depending on location and availability.

Do you cover all of Florida?

Yes. We provide statewide coverage across all 67 Florida counties. Whether your client is in Miami-Dade, Duval, Escambia, or Monroe, we have licensed inspectors available. This makes us an ideal single-vendor solution for agencies with clients across the state.

How do I receive the completed report?

Completed reports are emailed directly to you and your client within 48 hours of the inspection. Agent account holders can also download reports anytime from their online dashboard. Reports are delivered as PDF files formatted for direct submission to carriers.

Order an Inspection for Your Client Today

Call us or email to get started. Reports delivered within 48 hours.